Senior Insurance Solutions
Product Portfolio

Medicare Supplements:

Also known as “MediGap”, this is private insurance that covers 100% of all costs that Original Medicare Parts A and B do not cover (coverage 'Gaps'). With MediGap there are typically no Co-Pays, Deductibles, Referrals or Network Restrictions. We offer MediGap Plans from many major insurance companies so we can help you choose the best plan based on your needs and budget.

Medicare Advantage:

Medicare Advantage Plans, sold by private Insurance companies, are complete plans that “replace” your original Medicare Parts A and B. Typically they are HMO or PPO plans with co-pays and deductibles, as well as Dr. and hospital networks and referrals are usually needed.

Part ‘D’ Drug Plans:

Part ‘D’ Plans are prescription drug plans sold by private companies. Some Medicare Advantage plans have drug coverage built-in, but MediGap Plans do not, and Part ‘D’ Plans are usually needed.

Short Term Convalescent Care Insurance:

Short Term Convalescent Care Insurance is coverage that provides payments directly to the policy holder to help with Nursing Home or Home Health Care Costs. Usually the benefits last for 1 year or less. Though the benefit payment amounts will usually not cover 100% of costs, they will considerably help a family meet the expenses of extended care.

Long Term Care Insurance:

Long Term Care Insurance is comprehensive coverage that pays for Nursing Home, Assisted Living or Home Health Care Costs. These costs can be very expensive and can devastate the assets of a family. LTC policies can cover up to 100% of all costs for any length of time, depending on what policy features are chosen. 

Senior Whole Life Insurance:

Senior Whole Life Insurance, also known as Final Expense Insurance is a whole life insurance policy (lasts your whole life) that is often purchased so a relatively small amount of money ($5,000- $50,000) can be left behind to take care of ‘final expenses” such as burial and funeral costs, credit card balances, car payments, etc. as well as gifts to desired heirs.

Dental Insurance: 

Since Medicare doesn’t offer dental benefits, a stand alone policy is often desirable. We sell Dental Plans that offer several different levels of coverage