Medicare Supplements:

Also known as “MediGap”, this is private insurance that covers 100% of all costs that Original Medicare Parts A and B do not cover (“Gaps”). With MediGap there are typically no Co-Pays, Deductibles, Referrals or Network Restrictions. We offer MediGap Plans from Top-rated Carriers so we can help you choose the best plan for your needs and budget.

Medicare Advantage:

Medicare Advantage Plans, sold by private Insurance companies, are complete plans that “replace” your original Medicare Parts A and B. Typically they are HMO or PPO plans with co-pays and deductibles, as well as Dr. and hospital networks and referrals are usually needed.

Part ‘D’ Drug Plans:

Part ‘D’ Plans are prescription drug plans sold by private companies. Some Medicare Advantage plans have drug coverage built-in, but MediGap Plans do not, and a Part ‘D’ Plan is usually needed.

Dental Insurance:

Since Medicare doesn’t offer routine dental benefits, a stand-alone policy is often desirable. We sell Dental Plans that offer several different levels of coverage.